Now and Forward: Customer Deposit Insurance of Sharia Bank in Indonesia
نویسندگان
چکیده
Sharia banking's characteristic, which underpins its activities on sharia principles, requires a customer protection mechanism in accordance with characteristics, including deposit insurance. This study aims to determine the readiness of banking regulations insurance Indonesia strengthen for Banking Customers. article is normative juridical research that applies an analytical descriptive approach. The deposits bank regulated explicitly Regulation Deposit Insurance Cooperation No. 1 2020 concerning Implementation Bank and Resolution. regulation determines must be carried out through kafalah contract between Corporation Customer. However, it does not yet provide specific arrangement regarding social funds banking. In future, necessary have related implementing functions banking, especially as Financial Institutions-Recipients Money Waqf Nazhir.
منابع مشابه
Bank Regulation and Deposit Insurance
The subject of government bank regulation is intimately intertwined with that of government deposit insurance. If the government is to insure bank deposits, it should also have some say in the risks that insured banks are allowed to take, otherwise it would leave itself wide open to unlimited potential losses. John H. Kareken (in this issue) comes close to arguing that banks without government ...
متن کاملDeposit Insurance , Institutions and Bank Interest Rates
Many recent institutional reforms of the financial system have relied on the introduction of an explicit scheme of Deposit Insurance. This instrument aims at two main targets, contributing to systemic stability and protecting depositors. However it may also affect the interest rate spread in the banking system, which can be viewed as an indicator of market power in this financial segment. This ...
متن کاملEXPLAINING BANK FAILURES : DEPOSIT INSURANCE , REGULATION AND EFFiCIENCY
This paper uses micro-level historical data to examine the causes of bank failure. For statecharactered Kansas banks during 19 10-28, time-to-failure is explicitly modeled using a proportional hazards framework. In addition to standard financial ratios, this study includes membership in the voluntary state deposit insurance system and measures of technical efficiency to explain bank failure. Th...
متن کاملOptimal bank portfolio choice under fixed-rate deposit insurance
This paper analyzes the investment decisions of insured banks under fixed-rate deposit insurance. The model takes into account the charter value and allows banks to dynamically revise their asset portfolios. Trade-offs exist between preserving the charter and exploiting deposit insurance. The optimal bank portfolio problem is solved analytically for a constant charter value. In any audit period...
متن کاملFactors Affecting the Performance of Sharia Equity Funds in Indonesia
By the end of 2018, the net asset value in total and the number of Sharia mutual funds in Indonesia is dominated by the Sharia equity fund. Therefore, this study sought to address the factors of internal and external factors affecting the Sharia equity funds’ performance in Indonesia in the period 2010-2018. The fund performance is measured with the Sharpe ratio. The determinants of fund perfor...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: Udayana journal of law and culture
سال: 2023
ISSN: ['2549-0680']
DOI: https://doi.org/10.24843/ujlc.2023.v07.i02.p03